Free calculator · 2026/27
Take-home pay calculator UK 2026/27.
See your salary after income tax, National Insurance, student loan and pension, as a yearly, monthly and weekly figure.
- Updated for 2026/27 rates
- Free, no sign-up
- Instant results
★★★★★ 4.9 out of 5 from 302 Google reviews
Tax year
2026/27
Rates last reviewed November 2026
Open the calculator ↓Free · No sign-up · Estimates only
Please enable JavaScript to use this calculator.
What comes out of your pay
Income tax and employee National Insurance are deducted through PAYE, along with any pension contribution and student loan repayment.
Pension choices
Salary sacrifice reduces both tax and National Insurance. A net pay arrangement reduces tax only.
Worked example
See it with real numbers
On a salary of £45,000 with no pension or student loan, take-home pay is about £35,920 a year, or roughly £2,993 a month.
ACCA · ICAEW · AATICAEW regulated, ACCA and AAT qualified team
Rated Excellent4.9 out of 5 from 302 Google reviews
Fixed feesSee your price before you pay
Secure paymentCard payments processed by Stripe
Paid too much tax?
We check your tax code and reclaim refunds.
FAQs
Take-Home Pay Calculator: your questions answered
Short, straight answers. Still unsure? Call us on 020 3441 1258.
About £6,486 income tax and £2,594 National Insurance in 2026/27.
Use the calculator for an exact figure.
Yes, choose a pension type and percentage.
Yes, see our tax refunds service.
Let us handle the tax for you
Fixed fees, paid online. Call 020 3441 1258 or get your quote now.
Prices last reviewed November 2026. Cheap Accountants in London is a trading style of ACCOTAX London Ltd.